摘要
机动车辆保险作为财产保险业的重要支柱险种,其经营发展状况直接关系到非寿险业做大做强目标的实现。如何促进机动车辆保险市场快速健康的发展,全面提升保险公司经营机动车辆保险的核心竞争力,始终是我国财产保险业的重心。随着经济全球化、金融自由化、保险市场国际化趋势的日渐增强以及国内保险市场不断发展壮大,特别是我国交通责任强制险的颁布,标志着我国汽车保险进入了一个新的阶段。本文对我国的机动车保险市场的现状和需求进行研究,为建立更为合理的保险业务规范和开发完善机动车保险业务系统提供研究结果。
As an important pillar of property insurance industry,automobile insurance directly affects the development the industry and the realization of non-life insurance industry becoming bigger and stronger.It has always been the focus of our country's property insurance industry to find out how to promote automobile insurance market develop quickly and healthily, and how to enhance insurance companies' core competitiveness in managing automobile insurance.With the increasing economic globalization,financial liberalization,internationalization of insurance companies and the growing insurance market,especially the promulgation of automobile traffic accident third party liability compulsory insurance,China's insurance automobile insurance industry has entered a new period.This article investigates in the current situation and needs of China's automobile insurance market,and provides results of this study to help building more reasonable insurance operational standards,developing and improving the automobile insurance system in China.
关键词
汽车保险
交强险
保险制度
Auto insurance
automobile traffic accident third party liability compulsory insurance
insurance system
