摘要
随着国外银行资本和银行机构大规模进入中国,我国股份制商业银行面临着比以往更加严峻的竞争形势。同时,由于股份制商业银行资金实力和核心竞争力方面的先天不足,将会面临着各种预想不到的经营压力和困难。本文将以2007年股份制商业银行经营指标数据入手,运用灰色关联分析法,综合评价银行经营指标的核心竞争力情况,并根据经营指标情况提出提升股份制商业银行竞争力的相应措施和建议,为商业银行从经营数据中发现薄弱点、改进业务经营方案、提高核心竞争力提供具有重要参考价值的研究。
With the large scale entrance of the foreign financial capital and banking institutions,Chinese small and media stock-joint commercial banks will be facing more severe competitive situation than ever.At the same time, because of the congenial lack of the ability to resist risk and deal with the crisis management,small and media commercial banks will face all kinds of unexpected operation pressure and difficulties.According to use grey comprehensive relational analysis method,the paper will analyze and compute the 2007 operation indicator data, so as to get the comprehensive competitiveness situation of Chinese small and median commercial banks.Then the relative measures and proposals how to improve the comprehensive competitiveness for commercial banks would be provided in the paper.
关键词
经营指标
股份制商业银行
灰色关联分析
核心竞争力
Business Indicators
Share-holding Commercial Bank
Grey Relational Analysis
Core Competitiveness