论国有专业银行贷款质量问题

An analysis of the Quality Problem for Specialized Bank Loans

目前我国专业银行存在的贷款质量恶化问题,是由多种因素促成的。通过对这些因素的分析,建议采用政银分开、优化贷款方式和提高员工素质等对策。

The loan quality of specialized bank is getting worse and worse in our country atpresent. There are many factors to cause this problem. In order to improving bank loan qual-ity, some measures, such as seperating government and bank, optimizing loan ways and im-proving the staffs quality must be taken.