论亚洲金融危机的成因及启示

On Causes of Asian Financial Crisis and Its Inspiration

爆发于1997年7月的亚洲金融危机，其原因是多方面的，归纳起来主要有：僵硬的联系汇率制度、国际投机资本的冲击、银行坏账比例高数额大、经济结构调整滞后、金融体制不健全等.我国所幸没有受到亚洲金融危机的直接冲击，但给我们的启示却是深刻的，我们只有适时进行经济结构与经济增长方式的转变，加强金融监管、控制金融风险，要提高利用外资的质量与水平，转变政府职能、尊重市场经济规律，才能有效防范金融风险．

There are many causes for the Asian financial crisis erupted in July, 1997: the inflexible currency peg system; the impact of intemational hot money; the high ratio and large amounts of the banks' bad loans; the delay of adjustment of the economic structure; the unhealthiness and incompleteness of the financial system. China is fortunate to have avoided the direct impact of the Asian financial crisis, but the crisis taught China some deep lessons: Shifting the economic structure and the economic growth mode appropriatCly and timely; reinforcing the financed supervision and management;controlling the financial risks; improving foreigh capital; readjusting the role of government, and respecting the law of the market economy.