电子支付的现状及发展

Electronic Payment: State of the Art and Future

由于WWW应用,Internet上的商业潜力构成了今天电子商务的一个新的增长点。通过金融专网进行电子资金转帐是安全的,但如何确保在连接商务机构和客户之间的公用网络上的安全支付,给我们提出了新的挑战。文中将讨论电子支付的技术现状,以及这一新的支付方式在我国的发展前景。

Today, the business potential of the Internet, particularly, of the WWW applications, forms a new dimension in electronic commerce. While electronic funds transfer over financial networks is reasonably secure securing payment over open networks connecting commercial servers and consumer workstations poses challenges in electronic commerce. This paper outlines the state of art in payment technologies, and discusses the possible development in China.