手机银行业务的安全问题研究

Research on the security of mobile banking business

随着移动互联时代的来临,手机银行业务迎来了前所未有的发展机遇,对手机银行安全性的担忧也在不断升温。概述了手机银行业务的发展趋势,分析了现有手机银行的风险防范措施及存在的不足,提出了基于安全加密金融卡的安全解决方案,对手机银行业务的发展以及国家金融安全稳定具有重要意义。

With the coming of age of mobile Internet , mobile banking has ushered in unprecedented opportunities for develop-ment , security concerns are also on the rise . This article provides an overview on the developing trends of mobile banking , analyses existing risk-controlling measures and their flaw , and proposes a new security solution based on T-card certification . It′s signifi-cantly important for the mobile banking , as well as national financial security and stability .