金融体系的基石:信用基础和价值归宿

The Foundation of Financial System:Basis of Credit and Destination of Value

货币经济稳定发展的前提是金融体系的稳定。在影响金融体系稳定的要素中,最基本的要素是货币价值的稳定性和支付承诺的确定性。货币价值稳定性是金融体系的"信用基础",支付承诺确定性是经济活动的"价值归宿",两者的统一构成金融体系的基石。结合国际金融危机的背景重新考察这些"通识性"问题,有助于从中认识金融危机爆发的原因,以及怎样才能维持金融体系的稳定。

The precondition of the stable development of monetary economy is the stability of financial system.The most basic elements influencing the stability of financial system are the stability of monetary value and the certainty of payment commitments.The stability of monetary value is the "basis of credit" in financial system;the certainty of payment commitments is the "destination of value" in the economic activity;and the unity of both is the foundation of financial system.Combining the background of international financial crisis,these general topics are researched again,which helps to understand the causes of financial crisis and how to maintain the stability of financial system.