钱荒? 心慌!

Lack of Money?Lack of Confidence!

6月份的中国金融市场,突然一下子成了社会关注的热点,起因已经被各类新闻媒介概括为两个字:钱荒。所谓"钱荒",是最近银行间市场上利率飙升,中小银行及商业银行受影响会较大。从金融学的最基本知识说起,其实"钱荒"名过其实,只不过是大家的"心慌"而已。不过这也好好的为所有人提了个醒:投机取巧的信贷,终将造成恶果。"钱荒"同样给工程机械行业带来了一定程度的影响。只有努力提高自身实力,力求在下次危机到来之际能够不动如山,应措得当,才能做到真正的"心不慌"!

The Chinese financial market in June suddenly drew a lot of social attention.The reason has been summarized by various news media into 3 simple words一lack of money.This term actually refers to the heavy influence on medium and small sized commercial banks,which is caused by a recent skyrocketing of the market interest between banks.According to basic knowledge of finance,the term 'lack of money' is exaggerating,and the situation is in fact caused by people's 'lack of confidence'.However,this is a good reminder to everyone that credit needs to be conducted with regulated methods other than via other ways.This 'lack of money' also influenced the construction machinery industry to some extent.The industry enterprises should keep developing their own capacities so that when the next crisis occurs,the enterprises will not feel 'lack of confidence'!