银行同业业务模式缺陷及流动性风险防范

The Defects of the Interbank Business Mode and the Prevention of the Liquidity Risks

随着市场化条件的成熟,近年来我国商业银行同业业务快速发展,同业负债占比快速提升,然而现行同业业务的特殊性与发展模式,导致银行系统积聚了巨大的流动性风险隐患。本文结合当前银行管理的实际,从分析当前同业业务模式的缺陷入手,研究防范同业业务流动性风险的策略。

Along with the maturity of market conditions, China's commercial banks' interbank business has developed fast, and the ratio of the business debt has also ascended rapidly in recent years. While the particularity and development mode of the present interbank business lead to accumulating a huge liquidity risk in the banking system. The paper combines the actual conditions of the current bank management, from the analysis of the shortcomings of the current interbank business mode, studies the strategy on preventing the liquidity risk of the interbank business.