新型农村合作医疗筹资模式的经济学分析

Medical Care Economic Analysis on the Model of New Rural Finance

目的:不断提高新型农村合作医疗保障效益。方法:根据消费者选择理论和生命周期理论,本研究从成本、效率和效用角度分析我国典型筹资模式运行情况差异对健康的影响。结果:农村社会经济发展水平与筹资模式的适应性存在显著相关。结论:多元健康保障模式对降低新型农村合作医疗的筹资成本和改善农民健康状况产生显著影响。

Objective:To improve the benefits of new rural cooperative medical system.Methods:According to consumers selecttheory and life cycle theory, the influences of the operation differences of China typical funding mode were analyzed from perspectivesof cost, efficiency and utility.Results:The development level of rural social economics and the adaptability funding mode had obvi-ous relevance.Conclusion:Multiple health insurance mode had significant influence on decreasing the funding cost of new rural coop-erative medical system and improving the health status of rural residents.