资产证券化融资技术——中小企业融资新途径

Financing Technology of Asset Securitization:A New Way of Financing for Small and Medium Sized Enterprises

资产证券化仅指狭义的资产的证券转化。指以特定的资产组合或特定的现金流为支持,并发行可交易的证券的融资形式。中小企业是我国国民经济的重要组成部分,融资问题一直是发展的软肋,资产证券化融资技术作为创新型的金额工具可以为融资开辟新途径。从资产证券化理论出发,结合我国具体的实际情况,研究中小企业如何利用资产证券化技术拓宽融资渠道。

The financing technology of asset securitization refers the only narrow sense,that is,backed by a particular asset portfolio or a specific cash flow to develop tradable securities.Small and medium-sized enterprises are an important part of our national economy,and the financing problem has always been a problem of the development.The instrument of asset securitization as a financing technology can serve as an innovative tool to open up new way for financing.This article embarks from the theory of asset securitization,combined with actual situation in our country,particularly the analysis of small and medium-sized enterprises,reflects about how to make use of asset securitization technology to broaden the financing channels.