摘要
我国金融与经济结构长期不匹配的状况表明,重塑现行金融服务体系已势在必行。我国金融服务体系的重塑,应面向民营经济,而不是面向中小企业;国有商业银行是未来民营经济金融服务体系中不可或缺的成员,而且势必发挥较大作用;发展民营银行应采取"改造"与"新建"并举的策略,两条路径不可相互替代,更不可偏废。
The structural mismatches between China's financial and economic systems call for the restructuring of China's existing financial service system. Authors hold that the restructuring shall mainly head for the private economy, rather than for small and medium businesses. The state-owned commercial banks are the necessary members in the prospective financial service system, where they have an important role to play. When developing private banking businesses, the dual track strategies of ' transformation' and 'construction' shall be practiced, though one can not constitute a substitute to another, nor can one go without the other.
出处
《中国软科学》
CSSCI
北大核心
2004年第6期31-36,共6页
China Soft Science
关键词
金融服务体系
重塑
国有商业银行
民营银行
financial service system
restructuring
state-owned commercial bank
private banking
