8A N Berger, G F Udell. The Economics of Small Business Finance: The Role of Private Equity and Debt Market in the Financial Growth Cycle [J]. Journal of Banking and Finance, 1998, (22).
9Banerjee, Besley, Guinnane. The Neighbors Keeper: The Design of a Credit Cooperative with Theory and a Test[J]. Quarterly Journal of Economics, 1994, (109).
10Besley, T. and Levenson, A. R. , 1996, "The Role of Informal Finance in Household Capital Accumulation: Evidence from Taiwan," The Economic Journal, 106 (January), pp. 39 -59.