银行外汇牌价“一日一价”:问题及对策

One listing rate per day:Problems solutions

在加入WTO后银行外汇业务快速发展以及企业金融意识日益增强的新形势下,国内外汇指定银行多年来执行的外汇牌价"一日一价"的做法在银行的结售汇汇率风险管理、执行国家有关汇价政策严肃性、方便银企结售汇操作以及营造银行公平竞争环境等方面均存在不容忽视的问题,该文从实行银行外汇牌价"一日多价"、加强监管以及进一步完善国内外汇市场三个方面提出相关对策建议。

With the rapid development of banks' FX business and the increasing financial awareness among enterprises after the WTO accession, the long-standing practice of 'one listing rate per day' in designated FX banks has problems in four aspects: banks' exchange rate risk management in FX sale and purchase, the seriousness of rate-related policy implementation, facilitating enterprises and banks' operation in FX sale and purchase, and creating a fair competition environment for banks. This paper puts forward several solutions, such as the operation of 'changeable/multi-rates per day' in banks, the enhancement of supervision, and further improvement of the domestic FX market.