个人理财的逻辑基础与历史发展

The Logic Basis and Development of Individual's Financing

个人理财问题与需求构成了个人理财的逻辑基础,也成为推动个人理财服务发展的历史条件。以个人投资理财为例,经历了从传统直接投融资阶段开始,经过间接投融资阶段,最后又上升到新型直接投融资阶段。在这些不同阶段里,个人理财问题与需求发生极大的变化,推动个人理财服务不断创新发展。刚刚起步的我国个人理财服务,必须奠定在自己的逻辑基础之上,才能获得更快的发展。

Demands for Individual financing and its related problems are composed of the logical basis of individual financing, and they also become the historical context of propelling service of individual financing. For instance, individual investment and financing has experienced the three stages: traditional direct investment and financing, indirect one, and new direct one. On these different stages, there are great changes in individual financing and demands which propel the development of individual financing service. At the initial phrase, the services for individual's financing in our country must establish its logical basis to acquire faster development.