改制企业逃废金融债务的经济学分析

Economic Analysis on the Evasion of Liability in the Reforming Enterprise

改制企业逃废金融债务已成为银行不良资产比例居高不下的重要原因。本文从经济学角度对我国改制企业逃废债行为进行了分析,指出企业追求自身利益最大化与社会、经济制度的固有缺陷引起了企业逃废债行为,并在此基础上提出相应的对策建议。

The evasion of liability in the enterprise has been the important reason of the high rate of non-performing asset of the bank in China. This paper analyzes such improper behavior from the perspective of economics, which leads to the conclusion that the motive of pursuing the max-profit and the intrinsic shortcomings of the society and economy are the important reasons of such acts. Based on the problems, the paper presents some suggestions.