摘要
随着个人住房消费贷款业务的快速发展,其存在的风险也越来越突出地表现出来,如何将风险隐患扼制于萌芽中, 本文从借款人、开发商、贷款人三方就个人住房贷款易形成的风险及如何防范进行分析。
With individual housing loan developing rapidly, there are more and more risks appeared clearly. How to evade the risk when it is just a symptom of a trend? Based on this question, the paper analyzes the risk and the measure of evading the risk from three perspectives: the debtor, the creditor, and the real- estate developer.
出处
《经济与管理》
2004年第8期71-72,共2页
Economy and Management
关键词
个人住房贷款
风险
防范
individual housing loan
risk
evade.