摘要
寿险精算中存在大量计算,往往会花费大量的时间和精力或者需要利用专门的精算软件;而利用普通计算机上都安装了的Excel程序,就可以轻松解决寿险精算中大量复杂的计算问题?该文将具体介绍如何由最基本的生命表出发,利用Excel完成其它所有生命表函数及替换函数的计算;然后以两全保险为例计算出年缴纯保费和责任准备金;
There is much time-consuming calculation in actuarial science which be completed by special actuarial soft-ware.But this work can be finished very easily on any common computer with Excel.This article first introduces how to construct the whole life table from the most basic function and calculate commutation functions by Excel.Then it gives an example on calculation of annually pure premium and net premium reserves.Finally it puts forward some items worth more thinking and paying attention to.
出处
《计算机工程与应用》
CSCD
北大核心
2004年第18期11-12,46,共3页
Computer Engineering and Applications
基金
国家自然科学基金资助(编号:70203010)
