引入保险机制降低电力市场金融风险的研究

RESEARCH ON DECREASING FINANCIAL RISK IN ELECTRICITY MARKET BY APPLYING INSURANCE MECHANISM

电力市场的运行给保险公司开拓新业务带来了新的机遇。电价的高度波动性是电力市场区别于其它市场的主要特点,它使得市场成员面临着巨大的收益损失风险,因此为了稳定收入,在电力市场中必须建立有效的风险规避机制。针对发电商收入损失风险的特点,作者论述了引入收入保险规避风险的必要性和可行性。通过原理阐述并结合某省电力市场的具体算例,论证了发电企业购买收入保险降低经营风险的可实现性和良好前景。

The operation of electricity market brings a new chance to the insurance companies to expand their business. The fast fluctuation of electricity price different from relative stable ones in other markets is the main feature of electricity market, it makes the market participants being taken the risks of losing profits. To obtain steady revenue it is necessary to establish an effective mechanism to avoid the risk. According to the peculiarity of the risk of decreasing the revenue of the generating companies, the feasibility and necessity of leading the income insurance into electricity market to avoid the risks are researched. Through the explanation of the principle of applying revenue insurance to electricity market and the calculation results for practical data from a certain provincial electricity market, it is realizable to decrease the operating risks of power generating enterprises by purchasing the income insurance, and this method possesses good prospects.