加强驾驶人安全行车管理 实行车险浮动费率

Enhance the Management of Driver's Safe Driving Implement Vehicle Insurance Floating Premium

中国道路交通安全面临着前所未有的挑战。本文在分析国内外机动车保险费率与投保人安全驾驶关系的基础上,提出建立全国机动车保险综合信息服务系统,推行与驾驶人安全行车挂钩的机动车保险浮动费率。这是解决我国当前道路交通安全、保障交通事故受害者合法权益的有效途径之一。

Now we are encountering an unprecedented road traffic safety challenge in China. Based on analyzing relationship between vehicle insurance and driver's safe driving in other countries, this paper puts forward the method of establishing a vehicle insurance information service system and implementing vehicle insurance floating premium concerned with driver's safe driving. It will be an effective measure to improve road traffic safe driving at present and ensure the interests of traffic accident victim in China.