造船项目贷款风险识别与评估方法研究

Research on Risk Identification and Assessment of Shipbuilding Project Loan

由于影响项目贷款风险的各要素之间有主次、轻重之分 ,评价的主体和客体也具有模糊性 ,因而本文试图运用模糊数学方法研究贷款风险识别评估问题 ,提出了基于Fuzzy集合论和AHP结合的模糊综合评判法 ,并引用造船项目贷款案例进行实证分析。

Because the elements that affect the risks of a project loan include the major elements and the minor ones,and the subject to assess and the object to be assessed both are obscure to a certain extent, the author of this paper tries to research the risk identification and assessment of a project loan in a method of fuzzy mathematics,and proposes a fuzzy comprehensive assessment method. A shipbuilding project loan is taken as a exemplary case and analyzed in the method.