获贷毕业生违约现象与对策——以云南民族大学为例

An Analysis of the Phenomenon of the Contract-breaking College Graduates and its Counter-measures:A Case Study at Yunnan Nationalities University

获贷毕业生还款逾期、违约现象的存在具有必然性、长期性,要降低违约率必须多项措施并举,当务之急是建立健全"毕业生信用信息档案系统"和相应制约机制。

The phenomenon of the contract-breaking college graduates reveals its nature of inevitability and protractedness, and its solution relies on multi-measures, of which the urgent is the establishment of 'the credit archives system of the graduates' and the relevant control system.