我国商业银行开展福费廷业务探讨

Exploring into Forfeiting Conducted by China's Commercial Banks

福费廷,是指包买商以无追索的方式买入贸易项下未到期的银行票据,从而为出口商提供融资的一种方式。作为在西方国家发展成熟的结算产品,福费廷在中国内地还几乎是个空白。特别是我国加入世贸组织后,对福费廷业务加以研究和引进尤显必要。

Forfeiting is the term generally used to denote the purchase of undue bank bills arising from transactions of goods and services without recourse. By forfeiting, the buyer of the claim can provide financing for the exporters. Forfeiting has never been introduced into the mainland of China although it is a maturely-developed settlement instrument in western countries. Now, since China has joined WTO, it is indispensable for us to conduct a research into this instrument and apply it into our business.