论信息化和商业银行核心竞争力的内在关系

On the Internal Relationship between Informationalization & Core Competitive Capability of Commercial Banks

商业银行的核心竞争力是商业银行整合其内部有形、无形资源的能力 ,银行信息化是银行应用信息技术打造和增强银行整体竞争能力的过程。商业银行经营管理活动是一个有机的系统。信息的作用和信息化的打造整合了银行系统各要素 ,实现了整体功能大于要素功能之和 。

The core competitive capability of commercial banks is the capability of combining and organizing the tangible and intargible internal resources. Bank informationalization is the course that banks create and enhance banking whole competitive power applying IT. The operation and management activities of commercial banks are an integral system. The functionsnd informationalization of banks combines various elements of bank system, which enables the whole function to be bigger than the sum of various elements, It's an important means for commercial banks to make themselves informationalization.