美国21世纪支票交换法案及其对我国的启示

21st Century Cheque Exchange Bill of the U.S.A & Its Enlightenment for China

将于 2 0 0 4年 10月 2 8日生效的美国《2 1世纪支票交换法案》适应了金融电子化的发展 ,将会对支票的交换和票据的清算产生深远的影响。中国银行业应借鉴该法案 ,加快对支票电子提示及电子支票的研究 ,并引进先进技术 。

st Century Cheque Exchange Bill of the U.S.A to be effective on Oct. 28, 2004 adapts to the development of financial electronization, which will have a profound impact upon cheque exchange and settlement of bills. China's banking industries should take it for reference, intensify a study on electronic presentation of cheque and electronic cheque, introduce advanced technology so as to quicken electronization of China's finance.