中国农地金融制度体系的基础制度构建

THE BASIC CONSTRUCTION OF RURAL LAND FINANCE SYSTEM IN CHINA

根据我国目前农地金融制度体系存在的有关制度缺陷,提出了建立农地金融制度的基础制度:(1)改革农地经营方式,明确农村土地所有权,稳定土地承包权,促进农地使用权合理流转,健全土地产权法规;(2)采用避免风险、控制损失与转嫁风险等措施,防范农地金融风险;(3)建立科学的农地评估体系,提高评估从业人员素质,正确处理政府、评估师协会、评估机构和评估师的关系,促进评估机构开展公平竞争,允许国外土地评估机构进入中国评估市场。

The essay puts forward the idea that the basic construction of rural land finance system should be established in China according to the limitation in current rural land finance system: to innovate the rural management method, to make sure the ownership of the land and stabilize the land contract right, to accelerate the land use reasonably and perfect the land property regulations; to take some measures such as avoiding risk, controlling loss and imputing to others, to keep away the rural land finance risk; to build up a scientific evaluating system, to improve the employees' quality, to deal exactly with the government, evaluation association,institution and appraisers so as to inspire the fair competition and allow foreign institutions to enter China.