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国外中小企业关系型贷款的技术介绍和启示 被引量:7

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摘要 关系型贷款是国外银行业采用较多的一种中小企业贷款技术。许多国家的实证研究表明:关系型贷款不仅增加了中小企业贷款的可获得性,而且有助于改善中小企业的贷款条件。实证研究还表明,小银行具有提供关系型贷款的比较优势,其对应的政策含义是:发展中小金融机构是解决国内中小企业融资困难的根本途径。
作者 胡运锋 曲锴
机构地区 武汉大学商学院
出处 《湖北社会科学》 2004年第10期95-97,共3页 Hubei Social Sciences
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