民营银行的发展与监管之我见

My View on Supervision of Non-Governmental Banks

当前是我国发展民营银行的良机,但发展民营银行必须稳步推进,不能一哄而上,同时要注重加强监管,有效防范风险,以免对我国经济生活产生重大的冲击。对此,我们在认识到民营银行有利于深化我国金融体制改革,有利于促进民营经济的发展,有利于我国应对WTO的挑战的同时,必须对民营银行的风险防范有一个清醒的认识,正确定位民营银行,加强民营银行监管,建立良性的民营银行准入、退出机制,使民营银行健康稳步发展,成为我国金融体系中不可缺少的重要组成部分。

It's the good chance to develop non\|governmental banks in our country currently. But practicing non governmental banks must push on steadily and can't rush headlong into mass action. Simultaneously pay attention to reinforcing supervision and keeping a lookout on risk, avoiding great shocking to the economic life in our country. Developing non\|governmental banks deepen the present financial system reform, help promoting the development of non\|governmental economy and help facing the challenging of WTO. On the other aspect, We must have clear idea of keeping a lookout on risk of developing non\|governmental banks, locating non governmental banks correctly, and reinforcing supervision, setting up good allowing and quitting mechanism, making it healthy and steady. Let non\|governmental banks become one indispensable important part of financial system in our country.