摘要
我国银行风险主要表现为信息不对称风险、系统性风险、流动性风险、偿付风险、制度风险和政府行为风险等。为防止银行风险引发金融动荡,世界许多国家都建立了存款保险制度。我国迄今为止还没有建立真正意义上的存款保险制度。我国存款保险制度的建立应以渐进实施为原则。
The risks of the banks in China are information asymmetry risks, systemic risks, flowing risks, payment risks & government action risks, etc. For avoiding financial disorder from bank risks, many countries in the world have made up the system of banking insurance, which should be made up in China by the step\|by step principle.
出处
《武汉大学学报（哲学社会科学版）》
北大核心
2003年第5期571-574,共4页
Wuhan University Journal：Philosophy & Social Science
