对渭南市金融机构依法收贷维护金融债权情况的调查报告

An investigation into Financial Institutions'Reclaiming the Loan and Vindicating Financial Claim in Weinan

企业悬空、逃废金融债务是近年来困扰银行经营和发展的一个重要问题,依法收贷维护金融债权是金融部门依法打击逃废债行为,努力降低不良贷款的主要措施之一。本文通过对辖区各家金融机构近年来依法收贷、维护金融债权情况的调查,认真分析了金融机构依法收贷过程中存在的困难和问题,从政府、人民银行和金融机构不同角度提出了下一步工作的思路和措施。

The evasion of financial debts by the enterprises has bothered the operation and management of bankings in recent years. Financial institutions'reclaiming the loan and vindicating financial claim is one of the main measures taken by the financial institutions to punish the evasion of the debts and reduce the bad loans. Based on the investigation into the financial institutions'reclaiming the loan and vindicating financial claim in Weinan, the paper analyzes the problems in financial institutions' reclaiming the loan and puts forward the suggestions on the role of the government, central bank and financial institutions in future work.