摘要
债务偿还方式多种多样,但目前银行个人住房贷款偿还方式有等额本息和等额本金两种,不同的还款方式,消费者的利息支出有较大的差异。由于"信息隐藏"和"善意劝导"的原因,购房者所获知的还款方式信息仅限于等额本息方式。就此,应信息公开让购房者合理选取住房贷款偿还方式。
There are many ways for paying mortgage, however two ways to choose for the loan people. Because of some reasons, buyers don't know the differences of the ways. Frequently, they have to choose Fixed-Payment Mortgage only. So they have to pay extra for their choice and it's unfair.
出处
《湖南城市学院学报》
2004年第5期103-104,共2页
Journal of Hunan City Univeristy
关键词
等额本金
等额本息
信息公开
fixed-basis mortgage
fixed-payment mortgage
information exposure
