我国中小企业信用担保体系的问题与对策

Problems and Countermeasures of the Credit Assurance System in Small and Medium-Sized Enterprises

中小企业在我国的经济中有着举足轻重的地位,它们在发展的同时也面临着融资难的困境。从信用担保体系的角度来试图解决中小企业融资难的问题,首先阐述了我国中小企业信用担保体系的重要性,接着介绍了我国中小企业信用担保体系的发展历程,深入分析了这一体系存在的问题,最后提出了建立完善的中小企业信用担保体系的建议。

Small and medium-sized enterprises play an important role in today's market economy. But they have to face financing difficulties. Some financing difficulties are tried to be solved from the angle of the credit assurance system. The importance of the credit assurance system in small and medium-sized enterprises is analyzed. The development course and the existing problems in this system are explained. Suggestions to set up a perfect credit assurance system are put forward.