我国国有商业银行的流动性风险与管理

On Risk and Management of Liquidity of State-owned Commercial Bank in Our Country

阐述了商业银行流动性风险的形成机制,指出了效益与风险之间的矛盾是商业银行流动性风险存在的深层原因,用银行资产负债管理理论分析了我国国有银行流动性风险管理存在的问题,并提出了解决的途径。

This paper expounds forming mechanism of the liquidity risk in com me rcial bank, points out that contradiction between benefit and risk is deep reaso n of the liquidity risk existence in commercial bank, analyzes on problems exist ing in the liquidity risk management of our state-owned commercial bank by usin g theory of bank assets-debts management, and puts forward the solving ways.