新形势下农业政策性信贷风险及防范化解对策

On the Agricultural Policy-Oriented Credit Risks under the New Circumstances and Their Preventative Countermeasures

今年我国全面放开粮食市场,粮食企业的经营机制和农发行的信贷政策都与以往有了很大的不同。新形势下,防范和化解信贷风险应从树立风险防范意识、严格内部控制、强化对企业监管、实行贷款准入制度、积极参与企业的改革改制、支持企业搞好经营等几个方面采取有效措施。

The national food markets are all -round opened this year, resulting in great changes than be-fore in the operational mechanism of the food industries and the credit policies of the Agricultural DevelopmentBank. Effective countermeasures ought to be taken, under the new circumstances, to prevent and minimize therisk in terms of establishing preventive senses, strict internal control, reinforcement in monitor and managementof the enterprises, implementation of entrance rules of loaning, active participation in the industrial reform anddue support in the normal operation.