摘要
新巴塞尔协议代表着对国际商业银行业监管方向和趋势 ,与 1988年巴塞尔协议相比 ,新协议内容更广泛 ,更复杂。它的主要内容包括最低资本要求、资本充足性监管和市场约束。本文仅就新巴塞尔协议最低资本要求问题分析我国国有银行业的不足以及应该采取的措施 ,从而确保我国 2 0 0 7年顺利实施新巴塞尔协议。
The New Basel Agreement represents the trend of supervision of the international commercial banks. Compared with the Basel Agreement in l988, its content becomes more comprehensive and complicated. It includes the minimal capital requirement, supervision of the sufficient capital and market regulation. The paper analyses the current condition of the sufficiency rate of own capital of state-owned banks of China and puts forward relevant countermeasures in order to insure China's smooth performance of the New Basel Agreement in 2007.
出处
《北方经贸》
2004年第10期75-76,共2页
Northern Economy and Trade
关键词
国有银行
资本充足率
中国
商业银行
监督管理
New Basel Agreement
sufficiency rate of capital
bad assets
risk management
