建立政策性农业保险制度:必要性、挑战和对策

Setting up the System of Policy-based Agricultural Insurance: Necessity, Challenge and Countermeasures

我国是一个农村人口占总人口85％的农业大国,“三农”问题一直是我国经济的突出问题。加入WTO之后,如何保护、扶持农业的发展已成为我国政府面临的重要课题,农业保险作为现代农业发展的三大支柱之一,是WTO框架下政府国内支持的主要举措。本文从理论与现实角度出发,论证了在我国建立政策性农业保险制度的必要性,分析了当前我国建立政策性农业保险制度面临的挑战,并结合我国实际,就政策性农业保险的模式选择、相关立法完善及具体运行等方面提出了对策与建议。

China is a large agricultural country, 85% of its population is the peasant. The problem of 'country, agriculture and peasant' has been a very prominent issue in China's economy. How to protect and support the development of agriculture has become an important problem lying ahead of the Chinese government after its entrance into WTO. As one of the three pillars for the development of modern agriculture, agricultural insurance is a main measure in the government's domestic support under the framework of WTO. Based on theories and practice, this paper proves the necessity of setting up the system of policybased agricultural insurance in China, analyses the challenge for that and puts forward some countermeasures and suggestion on its pattern choice, legislation and functioning.