关于国有商业银行产权制度创新的若干思考

Some Reflections on the Innovation of Property Right System of State-owned Commercial Bank

我国国有银行至今采取的是国有独资公司的形式,这种单一的产权模式的缺陷是:产权边界模糊,所有者“缺位”与“越位”并存,公司治理结构缺乏效率,产权的不可分割和不可交易等。借鉴发达国家的经验,我国国有商业银行应当走股份制改造并最终上市的通路。

Till now our country's state-owned banks still adopts sole proprietorship mode. The defects of such mode are: The bounder of property right is blurred and indistinct, the owner's 'offside' and 'absent-side' co-exist; the governing structure for corporations lacks efficiency; the property right cannot be carved up and be salable. By taking the experience of the developed countries, our country's state-owned banks should take the road of joint-stoke system and list on the market in the long run.