摘要
保险资金在当前《保险法》的框架内如笼中困兽,正在试图寻找更多的投资渠道;治理整顿不久后的中国信托业跃跃欲试,也希望在资本市场一显身手,但是《保险法》对于保险资金投资渠道的约束,以及银监会对于信托投资公司最高"200份"信托协议的限制,使得保险业与信托业成为了资本市场中的"牛郎"与"织女",为了解决保险资金通过信托方式进行运作的实际需求,结合"保险"与"信托"的保险信托便在我国资本市场上应运而生。
Insurance premium in the current frame of Insurance Law is strictly restricted and more investment channels are being looked for and China trust industry after being reformed wants to participate in the capital market. Because Insurance Law restricts insurance premium investment channels and because Bank Monitoring Society restricts trust investment company under maximum 200 trust contracts, insurance industry and trust industry become the Herd-boy and the Weaving-girl in capital market. In order to meet the practical demand of the operation of insurance funds through trust mode, insurance trust, which combines insurance and trust, appears in China's capital market.
出处
《重庆工商大学学报（社会科学版）》
2004年第5期31-34,共4页
Journal of Chongqing Technology and Business University：Social Science Edition
关键词
保险金信托
保险业
信托业
insurance premium trust
insurance industry
trust industry
