金融监管的立法原则与模式

加入WTO后 ,我国金融业为顺应国际金融业发展的新趋势 ,必须立足我国国情 ,谨慎地选择金融监管模式。在立法上应坚持协调性原则、适度监管原则和效率原则 ,并在尊重我国现有监管模式的前提下 ,逐渐选择向单一监管 (混业监管 )模式转变 ,同时要考虑适当的过渡模式。

After China's accession to the WTO, the financial sector in China will be faced with serious challenges. In order to adapt to the new trend of development in international finance, it must cautiously select its mode of financial supervision on the basis of the national conditions in China. In legislation, the principles of coordination, moderate supervision and efficiency must be adhered to. While respecting the existing mode of supervision, China should gradually change toward a uniform (or mixed) mode. At the same, an appropriate transitional mode should also be considered.