金融业个人信用体系的构想

On Conception of the Personal Credit System in the Field of Finance

本文在介绍信用含义的基础上 ,分析了我国目前信用的状况和存在的问题 ,并对我国个人信用资源闲置的原因作以探讨 ,提出了我国个人信用体系的构想。

This article discusses the urgent need of building the personal creditsystem, and introduces the conception of building the nation-wide personal credit system from the resource of personal credit.