深化金融体制改革的几个问题

Some issues on deepening the reform of financial system

本文认为,目前我国的金融体制,在很大程度上仍受计划经济体制因素的束缚,与建立社会主义市场经济体制和邓小平提出。“要把银行办成真正的银行”的要求相比,仍然不相适应,金融体制改革滞后与国民经济快速发展的矛盾愈益突出。在建立社会主义市场经济过程中,融通货币资金的金融,既是促使经济运转的“第一推动力”,又是国家宏观调控经济的重要手段。按照社会主义市场经济要求推进和深化金融体制改革,必须建立以市场为导向的中央银行宏观调控体系,将国家专业银行改革为国有商业银行,在现有银行体系基础上分设出“政策性银行”。

At present, China's financial system is still heavily bouned by our planned economic system. It hasnt kept up with the need of building socialist market economic system and the calling for making banks as genuine banks by Deng Xiaoping. The contradiction between the backward re form of the financial system and the rapid development of the national economy become more and more incisive. In the process of establishing socialist market economy, the finance which regu lates money and funds is the first motive force of the economic operation as well as important mea sures of macroeconomic regulation. According to the demand of the socialist market economy, deepening the reforms of monetary system are as follows: setting up the market—oriented macro—regulating system of central bank, transforming the specialized banks into state—owned com mercial banks, building apart the policy banks based on the present bank system.