摘要
流动性风险是商业银行主要的经营风险 ,保持适度的流动性是商业银行生存和发展的基础。本文通过对我国银行业流动性风险管理的现状的分析 ,借鉴西方发达国家银行流动性风险管理的成熟经验 ,分别从监管机构和管理主体的角度 ,有针对性地提出了加强流动性风险管理的对策。
Liquidity risk is the main risk that commercial banks face in their operation,so keeping proper liquidity is the base for the existence and development of commercial banks.Through analysis of the present situation of liquidity risk management (LRM) in our country,taking western mature experience of LRM in consideration,this paper is to put up some targeting solutions to enforce LRM from the points of governor and commercial banks respectively.
出处
《北方经贸》
2004年第11期113-115,共3页
Northern Economy and Trade
关键词
商业银行
流动性风险
管理
经营风险
commercial banks
liquidity risk
risk management
option of path