信用证欺诈及其防范对策

Letter of credit fraud and its preventive measures

作为国际贸易主要支付方式的信用证 ,被誉为“国际商业的生命液”。但是一些不法分子却利用信用证单证交易的特点 ,相互勾结串通 ,在信用证运转的各个环节上疯狂地实施欺诈活动 ,给权益人造成巨大的经济损失 ,影响企业的正常发展 ,损害银行信誉 ,破坏交易秩序 ,危及整个信用证制度。因此 ,信用证各方当事人应对信用证欺诈进行有效的预防 ,本文就预防信用证欺诈的原则性措施和技术性措施进行了论述。

As a major means of payment in the internat io nal trade, letter of credit (L/C) is regarded as “the blood of international bu siness”. But by exploiting the characteristics of the transaction with L/C, som e outlaws colluded together and fiercely committed cheating behaviors in all the operative parts of L/C, which caused a great economic loss to the persons who a re entitled to the rights of L/C, affected the normal development of enterprises , brought about the damage to the bank's credit, destroyed the order of transact ion, and endangered the L/C system. Therefore, each party should prevent efficie ntly the fraudulence in L/C. The paper discusses the principled measures and the technical measures on fraudulence in L/C.$$$$