摘要
消费者信用报告是一部客观的个人信用支付历史记录,在法律允许范围内,为信用让渡人(贷款人等)迅速、客观 地做出是否提供信用服务的决定提供参考。本文就个人信用管理与教育进行了初步探讨。
A consumer credit report is an objective record individual credibility. In areas permitted by the law, it may serve as a rapid and objective reference for loan or credit service decisions.