摘要
央行 5年 8次降息 ,存贷款利差不断缩小 ,利润主要来自存贷款利差的商业银行 ,应设立理财顾问 ;开展混业经营 ;开辟民营通道 ;推行理财管理 ;更新服务方式 ,以此转变客户投资观念 ,拓宽盈利空间 ,寻求新的商机 ,提升服务层次 ,争夺优质客户。
As for reduce interest and a narrow distance of interest between deposit and credit,the commercial bank,its profit depends on the distance of interest between deposit and credit,should set up a new managing system to get its profit such as jointly-operated connection and the improvement of service method.
出处
《甘肃理论学刊》
2002年第5期34-36,共3页
Gansu Theory Research
关键词
央行降息
利差缩小
应对措施
reduce interest
narrow distance of interest between deposit and credit
countermeasure
