论我国工程保险制度的完善

Improving China's Engineering Project Insurance System

工程保险制度作为防范工程风除的重要手段之一,已经成为发达国家以及国际工程承包市场不可或缺的一项制度。我国目前的工程保险制度很不完善,它不仅不能适应目前建筑市场的发展状况,也不能满足我国加入WTO后与国际接轨的需要,已经成为建筑市场发展的障碍。因此,要加强工程保险制度的立法,完善险种,优化费率;转换政府职能,改革我国工程造价和企业财务制度,健全行业协会职能,发展工程保险中介咨询机构等等,进一步完善我国工程保险制度。

As an important measure against the engineering project risk, the engineering project insurance system is an indispensable component in international engineering project operations. But it is comparatively weak in China, and hampers the progress of China's engineering projects going global. The engineering insurance law making and improving, insurance coverage expansion, better rate, reform of engineering budgeting and financial control system and establishment of consultancy agency system are among the proposals the paper recommend to update the engineering project insurance system in China.