摘要
随着老龄化进程的加剧,卫生费用持续增长,强调"以收定支",力求基金平衡的医保基金面临出险的压力。通过对在职职工人均医疗费用增长率、年平均工资增长率、人口负担比、基金投资率等参数做出假定,分别推断出了基金不平衡的年度及整个基金入不敷出的年度。通过对医疗保险基金使用情况的描述,对医疗保险实施的现状、不足及基金的平稳运行进行了分析,并提出了相应的政策建议。
With the prick of the aging process and increase of health expenditure, medical insurance fund emphasizing on payment based on income and pursuing in fund's balance is facing the pressure of fund's imbalance. By assuming the average medical expenditure increasing rate, average wage increasing rate, population bring-up rate and fund's investment rate, we deduce the year of fund's imbalance and the year of fund's appearing risk. At the same time, by the analysisof the medical insurance fund's use, we bring forward the policy advice aiming at the current situation, shortcoming and fund' calm running.
出处
《预测》
CSSCI
2004年第6期5-9,共5页
Forecasting
关键词
医疗保险
基金
平衡能力
现状
medical insurance
fund
balance function
current situation
