我国储蓄—投资转化中的制度性障碍浅析

Analysis on the System Obstacles of the Transforming of Saving and Investment in China

储蓄有效地转化为投资是国民经济持续、稳定、健康发展的前提和基础。制度供给不足 (包括产权制度、金融制度和社会保障制度等 )制约了人们的选择空间 ,导致国民储蓄难以顺利转化为投资。应当强力推进产权制度、金融制度和社会保障制度改革 ,尽快消除储蓄—投资转化过程中的制度瓶颈制约。

Transform saving to the investment effectively is the premise and basi s that country economy develop stably and constantly. System undersupplying, whi ch include property right system, fiancé system and society guarantee system re strict person's choice, result in country saving can't transform to the investme nt. We should improve the reform of the property right system, fiancé system an d society guarantee system, remove the system bottleneck restriction in the tran sforming process of saving and investment.