谈谈“统账结合”的医改制度

Discussion on the system of medical reform combining "social overall planning with personal account

本文论述了社会统筹和个人账户相结合的医疗保险制度，从经济理论上分析了它的独到与创新，阐明了它的精髓与真谛，认为从总体上应坚持“两江”医改创立的这一新制度，但是社会统筹与个人账户结合的具体实现形式。管理办法不搞一刀切，可以多样化，

This article discusses the system of medical insurance combining ascial overall planning with personal account ,analyses its originality and creation. In the light of economical theory, illustrates its essence and true meaning. In general this newsystem originated through medical reform of 'Zhenjiang and Jiujiang'should be insisted on . But in realization, adiministrative measuresof combined social overall planning and personal account should be diversified instead of uniformized .