从银行业监管的理论依据看我国商业银行的认识调整

The Review of Chinese Commercial Banks from the Derspective of Banking supervision

市场经济条件下 ,金融是经济的核心。一国的商业银行能否稳健经营与高效运行关系到经济的安全运行与健康发展。经济金融全球化的发展 ,中国金融也将日益融入国际金融业竞争中 ,金融竞争将进一步激烈并在深度、广度上得以扩展。在这样的背景下 ,研究对银行业实施金融监管的理论依据 ,探询银行业监管的发展方向 ,引导我国商业银行走出面对金融监管的误区 ,唤起我国商业银行审慎、稳健经营的内生性和积极性 ,无论是对于当前商业银行的竞争力的提高 。

With the financial globalization spreading and deepening,banking competition is enhanced to such an extent to amplify the uncertainty of economy,weaken banking system and fluctuat financial market seriously.Under this circumstance,it is essential for every country to be on guard against the weakness of financial system.At present,it is vital for our country to a waken the state-owned commercial banks to operate cautiously with an objective to strengthen their competitive power.